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Frequently Asked Questions

FAQQualification Requirements

Who Needs an Application

All applicants and prospective occupants 18 years of age and older need to complete an application.

Income, Credit, and Rental History Requirements

Applicants must have an acceptable income and credit history. Acceptable credit history is based on several credit reporting factors and is not solely based on the applicant’s credit score. Applicants with an active bankruptcy, which is considered open or filed within the last 2 years, will be denied. Applicants with negative previous rental history at any UDR community, including but not limited to: repeat lease violations, payment history, or an unpaid balance, may be denied, or an additional security deposit may be required. Third-party consumer credit reporting agencies are used to verify applicants’ identity, credit, and criminal history.

Income Requirements - Applicant

Applicants must have a total household gross monthly income that is equal to or greater than 2.9x the monthly rent. Should applicant(s) fail to meet the minimum income requirements, proof of income (see the full list of qualifying proof of income documentation) and/or a guarantor may be used to qualify. See Income requirements- Guarantor below.

Income Requirements - Guarantor

Guarantors must have an individual gross monthly income that is equal to or greater than 4x the monthly rent. Guarantors must possess a social security number in order to be considered for qualification. After approval, guarantors must complete a Lease Contract Guaranty form in the presence of a UDR associate or they must have the form notarized with the original paperwork returned to our associates.

Renter's Insurance

Prior to move in, applicants must provide a renter’s insurance policy which contains at least $100,000 in Personal Liability Insurance. Applicants can conveniently purchase renters insurance from our preferred provider Until you provide us proof that you have obtained a personal renter’s insurance or liability insurance policy with $100,000 in liability coverage for the duration of your lease, we will procure liability-only insurance coverage on your behalf and you will be charged $10.00 per month as additional monthly rent. *Affordable Housing Applicants are exempt from this rule.

Required Documentation

Valid government-issued photo identification is required for all applicants. Applicants may be required to provide additional government-issued identification should a fraud alert or credit bureau warning message be returned during the credit screening process. Examples of government-issued photo identification are a state-issued driver’s license or ID card, passport or passport card.

Application Information
Are cosigner/guarantors allowed?
What is the maximum amount of days a vacant/on notice apartment will be held?
14 days